F.A.Q

What is a cash advance?

Cash advance is a small short-term loan you receive from a lender to meet your emergency financial needs. The cash advance is due on your next pay date.

How long does the application process take?

The cash advance application process takes just a few minutes to complete because you are only required to fill out a short two-step application form with no faxing. Your application will be processed within minutes after receipt.

How much can I borrow?

The amount you can borrow will be determined based on your monthly income and some other factors. Some states have limits on the amount you can borrow through a cash advance.

Do I need to fax any documents?

Our application process is streamlined online so our customers are not required any faxing.

What is the cost of your cash advances?

The fees are specific to the state you live in. Generally, we charge $15 - $25 per $100 borrowed.

What do I need to qualify for a cash advance?

You need to be employed, make at least $1,000 in monthly income and have an active checking account.

What if I have bad credit or no credit?

Cash advances are designed to help people in need of emergency credit, so at CashAdvanceUnion we understand that you may have had credit troubles in the past. You can qualify for a cash advance with bad credit, bankruptcy or even no credit.

Is any collateral required to get a cash advance?

No, collateral is not required. You just authorize us to deposit and deduct money from your checking account using the ACH process like your employer does.

How soon will I receive the cash?

Once your application has been approved, the cash advance amount will be directly deposited in your checking account automatically. You will receive the cash you need the same banking day.

When will my cash advance be due?

Your due date will be your next pay date that is at least four days away.

How do I pay back my cash advance?

On your next payday the loan amount plus fees will be automatically withdrawn from your checking account. This process is absolutely quick, easy and confidential.

Can I pay back my loan before the schedule due date?

Of course, you can prepay your cash advance before due date. There will be no prepayment penalties or other fees.

What happens if I can't pay back my cash advance?

If you can’t repay your cash advance on the due date, you may extend your cash advance until your next payday. Please contact us immediately if you want to set up a loan extension.

Is my personal information secure?

Our website is secured by SSL (Secure Sockets Layer) encrypted technology so that you can be sure that your personal and financial information is absolutely secure.